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Use Cases

The Devdraft platform provides a revolutionary infrastructure for integrating traditional finance with blockchain-based stablecoins. Below are detailed use cases showing how different types of businesses and applications can leverage the platform's capabilities through our robust API ecosystem.

Business & EnterpriseCopied!

1. Cross-Border Payment Platform

Scenario: A fintech company building a global payment platform for businesses to send money internationally.

Implementation:

  • Setup: Create Bridge wallets on multiple networks (Base, Solana) for different regions

  • Payment Collection: Use POST /api/v0/payment-intents/bank to collect USD/EUR from customers via ACH/SEPA

  • Currency Conversion: Use POST /api/v0/transfers/stablecoin-conversion to convert between USDC/EURC based on destination

  • Settlement: Use POST /api/v0/transfers/direct-wallet to distribute funds to recipient wallets

  • Monitoring: Track all transfers via GET /api/v0/wallets and webhook notifications

Benefits:

  • 80% faster than traditional SWIFT transfers

  • 60% lower fees than traditional remittance services

  • Real-time settlement tracking

  • Multi-currency support USD, EUR via stablecoins)

Revenue Model: 0.6% developer fee on all transactions + premium features

2. B2B Invoice Payment System

Scenario: A SaaS company enabling businesses to pay and receive invoices using stablecoins while maintaining traditional banking integration.

Implementation:

// Create invoice payment intent
const invoicePayment = await fetch('/api/v0/payment-intents/bank', {
  method: 'POST',
  headers: {
    'x-client-key': 'your_key',
    'x-client-secret': 'your_secret'
  },
  body: JSON.stringify({
    amount: '25000.00',
    sourceCurrency: 'usd',
    sourcePaymentRail: 'ach',
    destinationCurrency: 'usdc',
    destinationNetwork: 'base',
    destinationAddress: '0x...',
    customer_email: 'vendor@company.com',
    ach_reference: 'INV-2024-001'
  })
});

Benefits:

  • Instant invoice settlement vs 30-60 day payment terms

  • Automated reconciliation

  • Reduced payment processing costs

  • Global vendor payment capabilities

3. Marketplace Settlement Platform

Scenario: An e-commerce marketplace automating seller payouts across multiple countries.

Implementation:

  • Multi-Currency Collection: Accept payments in USD/EUR via bank transfers

  • Automated Distribution: Use Devdraft wallets to hold funds and distribute to sellers

  • Flexible Payouts: Sellers can choose between stablecoin or traditional bank payouts

  • Compliance: Built-in KYC/AML through Devdraft's compliance infrastructure

Flow:

  1. Customer pays via bank transfer → Devdraft wallet (USDC)

  2. Platform takes commission automatically

  3. Remaining funds distributed to seller wallets

  4. Sellers withdraw via their preferred method

Fintech & Payment Copied!

4. Digital Wallet Application

Scenario: A consumer app providing digital wallet services with stablecoin backing.

Features:

  • Multi-Currency Balances: Support USD (USDC) and EUR (EURC) balances

  • Easy Top-Up: Bank transfers via POST /api/v0/transfers/direct-bank

  • Instant Transfers: P2P transfers using POST /api/v0/transfers/direct-wallet

  • Spending: Convert to local currency for purchases

  • Savings: Earn yield on stablecoin balances

User Journey:

// User tops up wallet from bank account
const topUp = await createDirectBankTransfer({
  walletId: userWallet.id,
  paymentRail: 'ach',
  amount: 500.00,
  sourceCurrency: 'usd',
  destinationCurrency: 'usdc'
});

// User sends money to friend
const transfer = await createDirectWalletTransfer({
  walletId: friendWallet.id,
  network: 'base',
  stableCoinCurrency: 'usdc',
  amount: 50.00
});

5. Payroll & Benefits Platform

Scenario: HR tech company offering instant, global payroll in stablecoins.

Implementation:

  • Company Setup: Company funds Devdraft wallet via bank transfer

  • Employee Onboarding: Each employee gets a dedicated wallet

  • Instant Payroll: Distribute salaries using POST /api/v0/transfers/direct-wallet

  • Multi-Country Support: Pay employees in their local currency equivalent (USDC/EURC)

  • Benefits Integration: Automate benefits payments and reimbursements

Advantages:

  • Instant salary payments vs bi-weekly cycles

  • No international wire fees

  • Automatic currency conversion

  • Transparent fee structure

  • Compliance-ready with audit trails

6. Cryptocurrency Exchange Integration

Scenario: A crypto exchange adding fiat on/off ramps for their users.

Implementation:

  • Fiat Deposits: POST /api/v0/payment-intents/bank for ACH/SEPA deposits

  • Stablecoin Conversion: Convert various stablecoins to USDC/EURC

  • User Wallets: Individual Bridge wallets for each user

  • Withdrawals: Enable users to withdraw to external wallets or back to banks

Flow:

  1. User deposits $1000 via ACH → Exchange's Devdraft wallet

  2. Exchange credits user's trading account

  3. User trades and accumulates USDC

  4. User withdraws via Devdraft to external wallet

E-commerce & Retail Copied!

7. Global E-commerce Platform

Scenario: Online retailer accepting payments worldwide with instant settlement.

Implementation:

  • Payment Collection: Accept bank transfers from any supported country

  • Multi-Currency: Automatically convert to store's preferred currency (USDC)

  • Instant Settlement: No waiting for international wire transfers

  • Refunds: Instant refund processing via stablecoins

Customer Experience:

// Customer checkout flow
const paymentIntent = await createBankPaymentIntent({
  amount: '299.99',
  sourceCurrency: 'eur',
  sourcePaymentRail: 'sepa',
  destinationCurrency: 'usdc',
  customer_email: 'customer@email.com',
  sepa_reference: 'ORDER-2024-5678'
});

// Show SEPA transfer instructions to customer
displayBankInstructions(paymentIntent.source_deposit_instructions);

8. Subscription Service Provider

Scenario: SaaS company handling global recurring payments with reduced payment failures.

Benefits:

  • Lower payment failure rates than traditional credit cards

  • No chargebacks

  • Instant payment confirmation

  • Global reach without complex payment processor integrations

Traditional Finance IntegrationCopied!

9. Banking-as-a-Service Platform

Scenario: Traditional bank offering modern payment services to their business customers.

Implementation:

  • White-Label Integration: Bank's brand with Devdraft backend

  • Existing Customer Base: Leverage bank's KYC/compliance

  • Hybrid Services: Traditional banking + stablecoin capabilities

  • Risk Management: Bank retains customer relationship and compliance oversight

10. Investment Platform Integration

Scenario: Investment app allowing users to move money quickly between traditional and DeFi investments.

Features:

  • Quick Settlements: Move from bank account to investment positions in minutes

  • DeFi Bridge: Easy transition between traditional and decentralized finance

  • Multi-Asset Support: Support both traditional and crypto investments

  • Unified Reporting: Single dashboard for all investment activities

Cross-Border & RemittanceCopied!

11. Digital Remittance Service

Scenario: Fintech startup disrupting traditional remittance services like Western Union.

Competitive Advantages:

  • Speed: Minutes vs days for traditional remittances

  • Cost: 20% developer fee vs 5-10% traditional remittance fees

  • Transparency: Real-time tracking vs opaque traditional systems

  • Accessibility: Global reach without physical locations

Implementation:

// Sender in US sends money to recipient in Europe
const remittance = await createBankPaymentIntent({
  amount: '1000.00',
  sourceCurrency: 'usd',
  sourcePaymentRail: 'ach',
  destinationCurrency: 'eurc',
  destinationNetwork: 'solana',
  destinationAddress: recipientWalletAddress
});

12. International Freelancer Platform

Scenario: Platform connecting global freelancers with clients, handling payments seamlessly.

Features:

  • Global Payments: Accept payments from clients worldwide

  • Instant Payouts: Pay freelancers immediately upon work completion

  • Multi-Currency: Support USD and EUR markets

  • Low Fees: Competitive rates vs traditional platforms

Developer & APICopied!

13. Payment Infrastructure for Apps

Scenario: Mobile app developers integrating payment capabilities without building complex financial infrastructure.

SDK Integration:

import { DevdraftSDK } from '@devdraft/sdk';

const devdraft = new DevdraftSDK({
  clientKey: process.env.DEVDRAFT_CLIENT_KEY,
  clientSecret: process.env.DEVDRAFT_CLIENT_SECRET
});

// Create payment for in-app purchase
const payment = await devdraft.createPaymentIntent({
  amount: 9.99,
  currency: 'usdc',
  description: 'Premium subscription'
});

14. No-Code Payment Solutions

Scenario: No-code platforms integrating Devdraft for non-technical users.

Features:

  • Drag-and-Drop Integration: Visual payment flow builders

  • Pre-Built Templates: Common payment scenarios

  • Automated Webhooks: No-code event handling

  • Dashboard Analytics: Visual reporting for non-technical users

Gaming & Digital Content Copied!

15. Gaming Platform Payments

Scenario: Gaming platform handling in-game purchases and creator payouts.

Implementation:

  • Player Deposits: Easy bank transfer to gaming wallet

  • In-Game Purchases: Instant stablecoin transactions

  • Creator Payouts: Automatic revenue sharing to content creators

  • Tournament Prizes: Instant prize distribution

16. Digital Content Marketplace

Scenario: Platform for buying/selling digital content (NFTs, digital art, courses).

Benefits:

  • Global Accessibility: Buyers worldwide can pay via local banking

  • Creator Benefits: Instant payouts in stablecoins

  • Low Fees: More revenue for creators vs traditional payment processors

  • Compliance: Built-in regulatory compliance

Specialized IndustryCopied!

17. Healthcare Payment Platform

Scenario: Medical platform handling international patient payments and provider settlements.

Use Case:

  • Medical Tourism: International patients paying for treatments

  • Telemedicine: Global consultations with instant payments

  • Provider Networks: Multi-country provider payouts

  • Insurance Integration: Automated claim settlements

18. Real Estate Transaction Platform

Scenario: PropTech company handling real estate deposits and settlements.

Benefits:

  • Instant Deposits: Secure property deposits within minutes

  • International Buyers: Global real estate investment accessibility

  • Escrow Services: Automated escrow with smart contract integration

  • Reduced Fraud: Transparent, trackable transactions

Getting Started RecommendationsCopied!

For New Businesses:

  1. Start with GET /api/v0/wallets to understand wallet management

  2. Implement POST /api/v0/payment-intents/bank for basic payment collection

  3. Add webhook handling for real-time payment updates

  4. Scale to multi-currency and cross-border capabilities

For Existing Platforms:

  1. Integrate Devdraft as an additional payment method

  2. A/B test against existing payment providers

  3. Gradually migrate high-value or international transactions

  4. Leverage Stablecoins benefits for specific use cases

For Financial Institutions:

  1. White-label integration with existing compliance infrastructure

  2. Hybrid traditional + stablecoin service offerings

  3. Enhanced cross-border capabilities for existing customers

  4. New revenue streams through modern payment services

Next StepsCopied!

Ready to implement any of these use cases? Start with our comprehensive API documentation:

Contact our integration team for use case-specific guidance and implementation support.