Create Bank Payment Intent

POST /api/v0/payment-intents/bank

curl -X POST https://api.devdraft.ai/api/v0/payment-intents/bank \
  -H "Content-Type: application/json" \
  -H "x-client-key: your-client-key" \
  -H "x-client-secret: your-client-secret" \
  -H "idempotency-key: 550e8400-e29b-41d4-a716-446655440000" \
  -d '{
    "sourcePaymentRail": "ach_push",
    "sourceCurrency": "usd",
    "destinationCurrency": "usdc",
    "destinationNetwork": "ethereum",
    "destinationAddress": "0x742d35Cc6634C0532925a3b8D4C9db96c4b4d8e1",
    "amount": "1000.00",
    "customer_first_name": "John",
    "customer_last_name": "Doe",
    "customer_email": "john.doe@example.com",
    "customer_address": "123 Main St, New York, NY 10001",
    "customer_country": "United States",
    "phoneNumber": "+1-555-123-4567",
    "ach_reference": "INV12345"
  }'

curl -X POST https://api.devdraft.ai/api/v0/payment-intents/bank \
  -H "Content-Type: application/json" \
  -H "x-client-key: your-client-key" \
  -H "x-client-secret: your-client-secret" \
  -H "idempotency-key: 550e8400-e29b-41d4-a716-446655440001" \
  -d '{
    "sourcePaymentRail": "sepa",
    "sourceCurrency": "eur",
    "destinationCurrency": "eurc",
    "destinationNetwork": "polygon",
    "destinationAddress": "0x742d35Cc6634C0532925a3b8D4C9db96c4b4d8e1",
    "amount": "500.00",
    "customer_first_name": "Marie",
    "customer_last_name": "Dubois",
    "customer_email": "marie.dubois@example.com",
    "customer_address": "45 Rue de la Paix, 75002 Paris",
    "customer_country": "France",
    "phoneNumber": "+33-1-23-45-67-89",
    "sepa_reference": "REF-123456789"
  }'

curl -X POST https://api.devdraft.ai/api/v0/payment-intents/bank \
  -H "Content-Type: application/json" \
  -H "x-client-key: your-client-key" \
  -H "x-client-secret: your-client-secret" \
  -H "idempotency-key: 550e8400-e29b-41d4-a716-446655440002" \
  -d '{
    "sourcePaymentRail": "wire",
    "sourceCurrency": "usd",
    "destinationCurrency": "usdc",
    "destinationNetwork": "solana",
    "destinationAddress": "9WzDXwBbmkg8ZTbNMqUxvQRAyrZzDsGYdLVL9zYtAWWM",
    "amount": "5000.00",
    "customer_email": "customer@example.com",
    "wire_message": "Investment funds transfer"
  }'

curl -X POST https://api.devdraft.ai/api/v0/payment-intents/bank \
  -H "Content-Type: application/json" \
  -H "x-client-key: your-client-key" \
  -H "x-client-secret: your-client-secret" \
  -H "idempotency-key: 550e8400-e29b-41d4-a716-446655440003" \
  -d '{
    "sourcePaymentRail": "ach_push",
    "sourceCurrency": "usd",
    "destinationCurrency": "usdc",
    "destinationNetwork": "polygon",
    "destinationAddress": "0x742d35Cc6634C0532925a3b8D4C9db96c4b4d8e1",
    "customer_email": "customer@example.com"
  }'

curl -X POST https://api.devdraft.ai/api/v0/payment-intents/bank \
  -H "Content-Type: application/json" \
  -H "x-client-key: your-client-key" \
  -H "x-client-secret: your-client-secret" \
  -H "idempotency-key: 550e8400-e29b-41d4-a716-446655440004" \
  -d '{
    "sourcePaymentRail": "spei",
    "sourceCurrency": "mxn",
    "destinationCurrency": "usdc",
    "destinationNetwork": "base",
    "destinationAddress": "0x742d35Cc6634C0532925a3b8D4C9db96c4b4d8e1",
    "amount": "20000.00",
    "customer_email": "customer@example.com"
  }'

{
  "sourcePaymentRail": "ach_same_day",
  "sourceCurrency": "usd",
  "destinationCurrency": "usdc",
  "destinationNetwork": "arbitrum",
  "destinationAddress": "0x742d35Cc6634C0532925a3b8D4C9db96c4b4d8e1",
  "amount": "750.00",
  "customer_email": "customer@example.com",
  "ach_reference": "URGENT123"
}

{
  "id": "txn_01HZXK8M9N2P3Q4R5S6T7U8V9W",
  "bridge_transfer_id": "transfer_abc123xyz456",
  "state": "pending",
  "amount": "1000.00",
  "source": {
    "payment_rail": "ach_push",
    "currency": "usd"
  },
  "destination": {
    "payment_rail": "ethereum",
    "currency": "usdc",
    "to_address": "0x742d35Cc6634C0532925a3b8D4C9db96c4b4d8e1"
  },
  "customer": {
    "first_name": "John",
    "last_name": "Doe",
    "email": "john.doe@example.com",
    "address": "123 Main St, New York, NY 10001",
    "country": "United States",
    "phone_number": "+1-555-123-4567"
  },
  "created_at": "2023-07-01T12:00:00.000Z",
  "updated_at": "2023-07-01T12:00:00.000Z"
}

{
  "statusCode": 400,
  "message": [
    "Please select a valid source payment rail",
    "Destination currency is required"
  ],
  "error": "Bad Request"
}

{
  "statusCode": 401,
  "message": "Unauthorized - Invalid API credentials",
  "error": "Unauthorized"
}

{
  "statusCode": 404,
  "message": "App not found",
  "error": "Not Found"
}

{
  "statusCode": 409,
  "message": "Idempotency key already used with different parameters",
  "error": "Conflict"
}

interface CreateBankPaymentIntentRequest {
  sourcePaymentRail: 'ach_push' | 'ach_same_day' | 'wire' | 'sepa' | 'swift' | 'spei';
  sourceCurrency?: 'usd' | 'eur' | 'mxn';
  destinationCurrency: 'usdc' | 'eurc';
  destinationNetwork: string;
  destinationAddress?: string;
  amount?: string;
  customer_email?: string;
  ach_reference?: string;
  wire_message?: string;
  sepa_reference?: string;
  // ... other customer fields
}

async function createBankPaymentIntent(
  data: CreateBankPaymentIntentRequest
): Promise<PaymentIntentResponse> {
  const response = await fetch('/api/v0/payment-intents/bank', {
    method: 'POST',
    headers: {
      'Content-Type': 'application/json',
      'x-client-key': process.env.CLIENT_KEY!,
      'x-client-secret': process.env.CLIENT_SECRET!,
      'idempotency-key': crypto.randomUUID(),
    },
    body: JSON.stringify(data),
  });
  
  if (!response.ok) {
    throw new Error(`HTTP error! status: ${response.status}`);
  }
  
  return response.json();
}

// Example usage for ACH transfer
const achTransfer = await createBankPaymentIntent({
  sourcePaymentRail: 'ach_push',
  sourceCurrency: 'usd',
  destinationCurrency: 'usdc',
  destinationNetwork: 'ethereum',
  destinationAddress: '0x742d35Cc6634C0532925a3b8D4C9db96c4b4d8e1',
  amount: '1000.00',
  customer_email: 'customer@example.com',
  ach_reference: 'INV12345'
});

import requests
import uuid
from typing import Optional, Dict, Any

def create_bank_payment_intent(
    source_payment_rail: str,
    destination_currency: str,
    destination_network: str,
    source_currency: str = "usd",
    destination_address: Optional[str] = None,
    amount: Optional[str] = None,
    customer_email: Optional[str] = None,
    ach_reference: Optional[str] = None,
    wire_message: Optional[str] = None,
    sepa_reference: Optional[str] = None,
    **customer_data
) -> Dict[Any, Any]:
    
    url = "https://api.devdraft.ai/api/v0/payment-intents/bank"
    
    headers = {
        "Content-Type": "application/json",
        "x-client-key": os.getenv("CLIENT_KEY"),
        "x-client-secret": os.getenv("CLIENT_SECRET"),
        "idempotency-key": str(uuid.uuid4())
    }
    
    payload = {
        "sourcePaymentRail": source_payment_rail,
        "sourceCurrency": source_currency,
        "destinationCurrency": destination_currency,
        "destinationNetwork": destination_network,
        **({} if destination_address is None else {"destinationAddress": destination_address}),
        **({} if amount is None else {"amount": amount}),
        **({} if customer_email is None else {"customer_email": customer_email}),
        **({} if ach_reference is None else {"ach_reference": ach_reference}),
        **({} if wire_message is None else {"wire_message": wire_message}),
        **({} if sepa_reference is None else {"sepa_reference": sepa_reference}),
        **customer_data
    }
    
    response = requests.post(url, json=payload, headers=headers)
    response.raise_for_status()
    
    return response.json()

# Example usage for SEPA transfer
sepa_transfer = create_bank_payment_intent(
    source_payment_rail="sepa",
    source_currency="eur",
    destination_currency="eurc",
    destination_network="polygon",
    destination_address="0x742d35Cc6634C0532925a3b8D4C9db96c4b4d8e1",
    amount="500.00",
    customer_email="customer@example.com",
    sepa_reference="REF-123456789"
)

<?php

function createBankPaymentIntent($data) {
    $url = "https://api.devdraft.ai/api/v0/payment-intents/bank";
    
    $headers = [
        'Content-Type: application/json',
        'x-client-key: ' . $_ENV['CLIENT_KEY'],
        'x-client-secret: ' . $_ENV['CLIENT_SECRET'],
        'idempotency-key: ' . wp_generate_uuid4()
    ];
    
    $ch = curl_init();
    curl_setopt($ch, CURLOPT_URL, $url);
    curl_setopt($ch, CURLOPT_POST, true);
    curl_setopt($ch, CURLOPT_POSTFIELDS, json_encode($data));
    curl_setopt($ch, CURLOPT_HTTPHEADER, $headers);
    curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
    
    $response = curl_exec($ch);
    $httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);
    curl_close($ch);
    
    if ($httpCode !== 201) {
        throw new Exception("HTTP Error: " . $httpCode);
    }
    
    return json_decode($response, true);
}

// Example usage for wire transfer
$wireTransfer = createBankPaymentIntent([
    'sourcePaymentRail' => 'wire',
    'sourceCurrency' => 'usd',
    'destinationCurrency' => 'usdc',
    'destinationNetwork' => 'solana',
    'destinationAddress' => '9WzDXwBbmkg8ZTbNMqUxvQRAyrZzDsGYdLVL9zYtAWWM',
    'amount' => '5000.00',
    'customer_email' => 'customer@example.com',
    'wire_message' => 'Investment funds'
]);
?>